401k rollover


Having lived and worked in the US you may have a 401k that you have left behind in the US. Regardless of whether you are planning to return to the US or spend your retirement years overseas, it’s a good idea to evaluate the options you have available to you. 

Potential Advantages of Rolling Over a 401k to an IRA


It maybe that you have decided to spend retirement outside of the United States and as such your expenditure will be in another currency other than USD. An IRA with multi-currency capability would ensure your retirement savings are not eroded by currency fluctuations

Wider Investment Choice

Your 401k is likely to have a limited choice of investment options which in the main will be US mutual funds. A rollover to an IRA will provide an almost unlimited supply of investment choice which include direct equities and bonds as well as ETF’s

Lower Costs

Every 401k is different, and each has different charges. Different mutual fund charges as well as different charges for deferred members compared to active members. A rollover may provide lower cost options. 

Control and Flexibility

With an IRA you control as much or as little income as you wish to take. 

Succession Advantages

Typically, a 401k will pay out a lump sum to your beneficiary, typically a spouse. However, with an IRA you have the option of naming multiple beneficiaries.

Why choose us

Fully licensed and regulated in Switzerland and the US, Alexander Peter Wealth Management provide specialist advice to American expats and international employees living around the world. We have advisers based in the UK, Australia, Europe, and the US.

We are privately owned and totally independent. So, you can rest assured that you will receive the most appropriate and US compliant recommendations from the open market.